Corporate Health Insurance Planners has been Long Term Care specialists since 1990. We represent 14 of the top carriers and we personalize the LTC program to meet the specific needs of our clients. We have tax qualified and non qualified policies, if one meets certain criteria the policies can be tax deductible.

We sell both integrated and home health only contracts, as well as both Connecticut Partnership and Non-Partnership policies. The partnership concept allows one to choose the amount of dollars that one would want to maintain at which time the Medicaid system would take over paying for your care and you keep the amount of money that you choose to insure. We assist with everything from the application process, underwriting issues, all the way through claim payments.

For Single Applicants: LTC will give you peace of mind. It will allow you to keep your money and lets pennies on the dollar pay for your care. This allows you as close as possible to choosing your own destiny. There are many competitive carriers available. Waiver of premium, restoration of benefits, simple or compound inflation for life, home modification, alternate plan of care, etc.

For Couples: LTC choices are many. One can obtain a shared benefit policy, shared pool of dollars, survivorship rider, waiver of premium, simple or compound inflation for life, restoration of benefits, home modification, alternate plan of care, etc.

You can contact our specialists for a complete and personalized education at no cost to you. Then you will have the tools necessary to make an educated decision if the product is right for you and which options you want to see in your contract.